• Your Trusted Online Lending Partner for OFWs

  • LOW & EASY LENDING INVESTOR & TRANDING CORP.

    We pride ourselves on being a trusted leader in financial solutions for OFWs and beyond. Since 2011, our commitment has been to make borrowing simple, quick, and personalized to your unique needs. With competitive rates, easy approval processes, and excellent customer support, we strive to be the financial partner you can count on.

  • Our Services

    We specialize in offering a variety of financial solutions tailored to our clients' diverse needs, including Student Loans, Personal Loans, Business Loans, Emergency Loans, and Debt Consolidation Loans, as detailed below

    Student Loan

    Want to study? No problem. With us, you can get a student loan NOW and start paying back only once you finish your study and get a job. Amazing, right?

    The Student Loan is based on your merit and academic performances. So, all you need is to study hard, whether it’s your bachelor, master or vocational training.

    We offer 3 ways of repaying the loan. You can choose to pay nothing before graduating, to pay only the interest during your studies, or to start repaying the loan immediately.

    •Duration: up to 5 years, can be flexible

    •Interest rate: only 0.2% per month

    •No collateral needed, only your academic performance is taken into account

    Personal Loan

    Loans provided in pesos or other currencies via our network of branches, with repayments starting from 0.2% per month, calculated using the amortizing balance method.

    Loan size is based on the capability of reimbursement.

    Advantages:

    • Consult with our staff who will help you decide on your loan.

    • Free choice of currency, either pesos or others.

    • A competitive interest rate, calculated via the amortizing balance method.

    • Borrow and repay loans with our agent.

    • Flexible loan duration and repayment plans catered to suit you.

    Business loan

    We provide loans for business purposes ranging from start-ups to corporate expansions, in fields from agriculture to IT. Our Business Loans are a popular way for small- and medium-scale entrepreneurs to gain access to the capital they need.

     

    Members can apply for a loan of any amount (under certain conditions) by using the amortization balance method with flexible repayment.

     

    Advantages:

     

    • Choose between pesos or others.

    • A competitive interest rate, calculated based on amortizing balance method.

    • Borrow and repay loan thru our agent service provider.

    • Flexible loan duration and repayment plans to fit your business requirements.

     

    Emergency Loan

     

    Emergency Loans were developed to reward our loyal customers by offering assistance in dealing with any unexpected and urgent situations, including accidents, health issues, deaths or any other emergency. The loan is fast, convenient and dispersed based on the situation.

    Debt Consolidation Loan

    • Have you accumulated several debts?

    • Are you paying back 2, 3 or 4 installments every month?

    • Different rates, different durations… are you lost in all the numbers?

    • Is there a way to pay less?

    • At here we can combine all your credits into one single figure, easing the burden on your budget and increasing your purchasing power.

     

     

  • Our Top 5 Assistant Teams of 2025

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    "My primary responsibility is to ensure that every client’s experience is smooth, professional, and welcoming from the moment they arrive. I view my role as a bridge between the client and the services we offer!

    —Julieta Soltes JJJulieta Soltesulieta Soltesulieta Soltes

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    "As a Loan Assistant, my role is to guide clients through the loan application process with efficiency and care, and ensure that each step is completed smoothly. My goal is to make the loan process as easy and transparent as possible!

    —Maria Theresa Santos

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    "As your Loan Assistant, I’m committed to making the loan process as smooth and stress-free as possible. Whether you're applying for a personal loan, home loan, or business financing, I’m here to provide full support. I’ll guide you through every step!

    — Evelyn Sarmiento

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    "I thrive on creating a warm and professional environment for every client or visitor. With attention to detail and a friendly attitude, I ensure smooth communication and exceptional first impressions

    — Cristy Perez Laguna

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    "As your personal loan advisor, I am here to provide you with the tools and support you need to secure the financial assistance you deserve. From unexpected expenses to planned investments, I ensure a seamless process tailored to your needs

    — Christina Berilla

  • FAQs

    Your Questions Answered: Explore How We Simplify Lending

  • Contact

    4F Two Techno Place Business Park, Mandurriao, Iloilo City
    Mon-Sun - 10:00 AM to 10:00 PM
    +63 916 690 5671
    +63 916 690 5671
    lowandeasylendinginvestor@gmail.com
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